Referral Scheme Terms and Conditions:

If you refer a friend or colleague to Bill Somers Mortgage and Insurance Services and they take out a mortgage through us, we will give you a £25 Amazon voucher.

If the referred name is already on our database, then the reward is not payable.

It’s not transferable to anyone else or redeemable for cash.

This scheme is only available once with each new client.

Where it states take out a mortgage product this is to be evidenced by an application being sent by Bill Somers Mortgage Services, the applicant drawing down the funds and any associated fees being paid by the applicant.

Anyone who has an alternative arrangement with us, such as a registered introducer, their staff or agents are not eligible for this reward-scheme.

This scheme is not retrospective, but an incentive to reward future referrals.

This scheme can be withdrawn or changed by us at any time.

Any tax liability that arises from this scheme is your own responsibility.

We cannot be held liable for any loss or claim arising out of the exercise of any of the vouchers in this scheme, and that the referee exercises such vouchers wholly at their own risk.

The referred person must be notified and have consented to their details being passed to me for this scheme before the date of the referral. This is the responsibility of the referee and is subject to the Data Protection Act 1998. The referee will indemnify us for any loss or claim arising out of the referee's failure to procure such consent.

In the event that we are (for whatever reason) unable to procure the indicated gift, then you will receive a substitute gift of commensurate value subject to these same terms and conditions.